Home loan, car loan ya personal loan ka monthly EMI turant calculate karo — bilkul free.
9%
20 yrs
Monthly EMI
₹0
PrincipalInterest
₹0
Total Interest
₹0
Total Payment
EMI kaise calculate hota hai?
EMI = P × r × (1+r)n / ((1+r)n − 1), jahan P = loan amount, r = monthly interest rate, n = months. Ye reducing-balance method hai jo Indian banks use karte hain.
EMI kam karne ke 3 tarike: (1) zyada down payment do, (2) kam tenure me interest bachta hai lekin EMI badhta hai, (3) alag banks ke rates compare karo — 0.5% ka farq bhi lakhs bacha sakta hai.